Lioyed C. Maddock,

Manger Corporate Banking,Saudi British Bank.

Business opportunities here are immense, people need to come here and get the sense of the reality of doing business .I think it is very difficult to form a view without visiting the kingdom. I think personal crime against the individuals here is amongst the lowest in the world and these days no real city can claim that it is totally safe I think you have to take a balance view. Certainly I feel safe, my family have been with me for 3 years. One has to be careful and cautious, but other than that, I think Riyadh is still a very safe city.

Over all, I think there are tremendous opportunities here  in various sectors, particularly, power, water, infrastructure and environmental studies. There is a new law insurance coming .The demographics are good, The population is growing very rapidly, and I think I would really encourage any one to come here to take a positive view.

*(12^th to 22^nd January 2004)